Strategic leadership creates compounding growth.

For banks, credit unions, and digital banking brands ready to grow with intent. Senior growth leadership working alongside your executive team — and accountable for reaching the goals that matter most to you.

Why Momentum

Most banks have solid products. What's missing is a strategy to win the deposits and relationships that compound.

01

Deposit growth is stalled. Competitors are capturing share, and your institution lacks the strategic clarity to break through in a crowded market.

02

Success outcomes are not clear or defined. Customers treat you transactionally, relationships stay shallow, retention suffers, and customer lifetime value never compounds.

03

Lack of marketing accountability at the executive level. Teams execute tactics, but no one owns the comprehensive strategy that connects acquisition to profitability — or answers to the CEO for growth outcomes.

04

Growth roadmap is unclear. The board is asking questions the CEO can't answer with confidence, and the cost of hiring full-time leadership is both uncertain and time-consuming.

Agencies execute tactics. Growth requires senior leadership inside your business.
Let's talk
Why Fractional

Senior growth leadership without the full-time commitment.

4–6 Mo
Saved on hiring — leadership scaled to your needs

Flexible Leadership Commitment

A full-time CMO takes 4–6 months to hire and onboard, with $120K–$240K in annual comp plus six figures in recruiting and onboarding fees — all before they produce a dollar of impact. The fractional model right-sizes senior accountability to your goals and your priorities — without the hiring cycle or long-term overhead.

90 Days
From audit to a deployable growth strategy

Immediate Impact

No six-month onboarding. Your Fractional CGO hits the ground running: 30 days for a diagnostic audit, 60 days for a strategy, 90 days for a plan ready to execute. You're compressing months of work into weeks.

10 Hrs
Weekly, embedded at the executive level

Real Accountability

This isn't consulting advice to implement later. You get a senior leader embedded in your business — attending leadership meetings, managing your team, reporting directly to the CEO, and carrying full responsibility for growth outcomes.

15+ Yrs
Leading banking and retail finance growth

Proven Expertise

More than a decade of real banking experience. You're not paying for someone to learn your industry — you're gaining access to someone who has scaled deposits, launched digital brands, and built growth strategies that work at scale.

Experience

Growth, delivered.

National Digital Bank

Direct-to-consumer digital banking brand
$275M
in deposits, scaled from $25M in a single year.

Recognized with the ABA Brand Slam Award for website redesign, and named NerdWallet's Best Money Market of 2026 through earned media alone.

Digital Strategy at Scale

Enterprise retail finance · Omni-channel marketing
9 Brands
Led digital growth across national retail finance brands — including Best Buy and Macy's.

Recognized among the top <1% of employees as a Leader in Excellence.

De Novo Bank & Partnership Strategy

Banking-as-a-Service · Multi-channel growth
Launched.
A de novo niche digital bank, plus partnerships with multiple BaaS fintechs.

Brought new growth channels to market from concept through launch.

Services

How growth gets built.

Momentum partners with financial institutions at the leadership level — stepping in as your Fractional Chief Growth Officer and staying until the results speak for themselves. Every engagement is shaped to your market, your team, and the goals you're trying to reach. A select number of clients at a time, so every one gets real focus.

The role covers four core disciplines:

Marketing Strategy

Clear, actionable plans that connect your brand to the right customers at the right time. A strategy built specifically for your market, your products, and your growth targets — no generic frameworks.

Best forBanks and credit unions that need a roadmap, not just advice.

Customer Lifecycle

Mapping the full customer journey across conversion, engagement, and retention — then strengthening every stage so first impressions become long-term relationships and more of your customers grow with you year after year.

Best forInstitutions ready to deepen relationships and build compounding growth.

Digital Optimization

Turning digital channels into measurable growth engines. Conversion funnel analysis, UX improvements, and campaign performance — the places where strategic direction turns into the metrics that move your business.

Best forInstitutions with a digital presence that isn't performing the way it should.

Product Optimization

Diagnosing where customers drop off, where friction is quietly costing you, and where product gaps are holding growth back — so the products you already have perform the way they were built to.

Best forBanks and credit unions whose products should be delivering more than they are.
Approach

A senior growth leader working alongside your executive team.

I step in alongside your leadership as a fractional executive — 10 hours a week, reporting to the CEO, committed to the results we build together.

01 — Diagnose

The first 30 days.

A deep audit across acquisition, deposits, lifecycle, brand, and marketing operations. I gather the information needed to see the full picture — internally and externally — without disrupting your team's momentum.

02 — Prioritize

60 days for a strategy.

One written plan with the KPIs that matter and a shared picture of what success looks like. Ranked by impact and time-to-revenue, aligned across your team, your CFO, and your board.

03 — Execute

Deliver the plan.

I drive the strategy forward alongside your team — weekly operating rhythm, monthly reporting, and quarterly board-ready updates. Accountable for the outcomes we set together.

After 90 days —

Ongoing fractional CGO leadership, typically 6 to 18 months, until growth is compounding and your in-house team can carry it forward.

Engagements

Three ways to work together.

Lighter touch

Advisory

5 hours per month partnering with your marketing director to shape a data-informed 90-day strategy, then break it into focused execution sprints. Coaching and strategic oversight from me while your internal leader runs the team day-to-day.

Best forMarketing leaders seeking strategic oversight. Available after Fully Engaged or Half-Day.
On-ramp

Half-Day Consult

4 hours. A focused strategy session evaluating your marketing history, current performance, team, and assets — so you leave with a prioritized near-term recommendation and clarity on what a larger engagement would require.

Best forCEOs and marketing leaders who want an honest diagnosis before committing to a larger engagement.
About

Brit Williams. Founder, Momentum Strategic Advisory.

Brit Williams, Founder of Momentum Strategic Advisory

Brit Williams is a digital growth strategist who has spent nearly two decades helping financial institutions accelerate performance — optimizing the conversion funnel, deepening customer engagement, and building marketing strategies that actually move spend and deposits.

"The best growth came from fixing the right things at the right time, in the right place — not from chasing trends."

Through a decade at Citi, Brit led digital strategy for some of the most recognized retail finance programs in the country — including Macy's, Best Buy, and Office Depot — managing omni-channel marketing across nine national brands and enterprise-scale initiatives spanning more than 20 business units. She was recognized among the top 1% of employees as a "Leader in Excellence."

Most recently, as SVP of Digital Growth & Partnerships, she scaled a digital brand from $25M to nearly $275M in deposits in a single year. That brand earned the ABA Brand Slam Award for website redesign and was named NerdWallet's Best Money Market of 2026 through earned media alone. Her expertise in Banking-as-a-Service also led to the launch of a niche digital bank, along with multiple fintech partnerships.

She founded Momentum Strategic Advisory to bring that same strategic firepower to banks and credit unions ready to grow but missing the roadmap or the results. Momentum exists for institutions serious about growth that want a partner who has done it before, at scale.

Brit is a featured speaker on Gen Z engagement, personalized digital banking, and the future of financial services marketing. She has been sourced for industry articles and publishes her own perspective on where the sector is headed.

Selected credentials Visa Certifications — Program Management & Digital Payments · ABA Brand Slam Award recipient · NerdWallet's Best Money Market of 2026 (brand recognition) · Featured speaker on Gen Z engagement & personalized digital banking
Questions

Things CEOs ask before the first call.

How long is a typical engagement?

Retainers typically run 6 to 18 months.

How many clients do you take at a time?

Momentum keeps capacity intentionally limited — no more than three active Fully Engaged retainers at once. That's how every client gets real leadership.

What size institution is the right fit?

Banks and credit unions from $100M to $10B in assets, along with newly launched and established digital banking brands.

Do you work with agencies or vendors?

Yes. Part of fractional leadership is evaluating and managing marketing partners as an extension of your team.

How is this different from a consulting firm?

Firms sell decks and advice — often leaving you to gain internal acceptance, and find the time and capacity to implement on your own.

What if my team is resistant to outside leadership?

That's common. The role works because it's not about replacing your team — it's about amplifying what they're capable of and removing obstacles. We start with listening, understanding what they care about, and building credibility. Most teams become advocates once they see the difference clear strategy makes.

Is growth your biggest challenge?

Book a 20-minute introductory call. We'll assess the growth gaps and discuss what it would take to fix them.

Book a call